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TERMS OF SERVICE AGREEMENT

 

Effective Date: August 25, 2025

This Terms of Service Agreement (“Agreement”) is entered into by and between Storied Living LLC (“Company,” “we,” “our,” or “us”) and the individual or entity (“Client,” “you,” or “your”) purchasing services, products, or subscriptions through our checkout process.

By completing checkout and clicking “I Agree,” you acknowledge that you have read, understood, and agree to be legally bound by the terms of this Agreement.

 

1. Payment Options and Obligation to Pay

1.1 Payment Options. At checkout, Client may elect either (a) to pay in full at the time of purchase, or (b) to enroll in a payment plan consisting of multiple scheduled payments in the amounts and on the dates specified at checkout.

1.2 Binding Obligation. Whether Client pays in full or through a payment plan, Client expressly acknowledges and agrees that such payment constitutes a binding financial commitment.

1.3 No Voluntary Cancellation or Early Termination. Once Client enrolls and commits to either a payment plan or a pay-in-full option, the obligation cannot be canceled, paused, or terminated early by Client, except as expressly required by applicable law (see Section 7). Failure to utilize the purchased services does not relieve Client of the obligation to make all required payments.

 

2. Payment Authorization

2.1 Authorization. By providing payment information, Client authorizes Storied Living LLC (and its third-party payment processors) to charge Client’s designated payment method for all amounts owed, whether in full at the time of purchase or in installments under a payment plan.

2.2 Declined Payments. If a payment is declined, Client remains responsible for all outstanding amounts. Storied Living LLC reserves the right to suspend access to services until payment is successfully processed.

 

3. Default

3.1 Default. If Client is enrolled in a payment plan and fails to make any installment when due, the entire remaining balance of the plan shall, at Storied Living LLC’s sole discretion, become immediately due and payable.

3.2 Collection. Client agrees to pay all costs of collection, including but not limited to reasonable attorneys’ fees, court costs, and third-party collection agency fees, incurred by Storied Living LLC in enforcing this Agreement.

 

4. No Refunds

All payments made under this Agreement are non-refundable, except as required by applicable law (see Section 7). Client waives any right to chargebacks, refunds, or reversals of payments unless mandated by consumer protection statutes.

 

5. Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of Virginia, without regard to its conflict of law principles.

 

6. Entire Agreement

This Agreement constitutes the entire understanding between the parties with respect to the subject matter hereof and supersedes all prior or contemporaneous agreements, whether written or oral.

 

7. Consumer Rights & Legal Disclaimers

7.1 Consumer Protection Laws. Nothing in this Agreement is intended to limit or waive any rights or remedies Client may have under applicable consumer protection laws, including but not limited to mandatory cancellation, refund, or cooling-off rights that cannot legally be waived.

7.2 Cooling-Off Periods. If Client resides in a jurisdiction that provides a statutory cancellation or “cooling-off” period (e.g., certain states in the U.S., the United Kingdom, the European Union, or other countries), Client may be entitled to cancel within the legally prescribed period and receive a refund in accordance with applicable law.

7.3 Legal Precedence. In the event of a conflict between this Agreement and applicable consumer protection laws, the latter shall control.

 

By completing checkout and agreeing to these Terms of Service, Client acknowledges and agrees that they are entering into a binding financial commitment with Storied Living LLC to pay the full amount owed, either as a lump sum or under a payment plan, subject only to any non-waivable rights under applicable consumer protection law.